Track FDs, RDs and EMIs, plan your monthly budget, and settle who-owes-whom with friends and family — all in one app built for how Indian households actually manage money.
Track every FD and RD across banks — principal, profit, maturity date, all in one view, with alerts before anything matures.
Built-in FD, RD and Home Loan calculators with instant, visual principal-vs-interest breakdowns.
Log monthly income and spending by category — see exactly where the money goes, and how much you're actually saving.
A running ledger for money lent or borrowed — linked to a phone number, confirmed by both sides, no more disputes.
Share any investment with a family member's email, and it appears on their phone too — live. Everyone sees the same maturity date, the same profit, updated the moment it changes, exactly as if it were their own.
No. Nivesh is a personal tracking tool — it doesn't hold your money, lend it, or give financial advice. It simply helps you see your own numbers clearly, in one place.
Yes — cross-confirmation (shared investments, mutually-confirmed Udhar entries) requires both people to be on Nivesh. You can still track your own entries solo either way.
Your data is stored securely and is only visible to you and anyone you explicitly choose to share it with. See our Privacy Policy for full details.
Yes, Nivesh is free to use and supported by ads.
Nivesh is launching soon on the Google Play Store.